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Map your product, activity, and stage to surface relevant legal signals.
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Assessment
Identify your legal structure and exposure
The system surfaces: relevant frameworks, risk signals, and next steps.
Assessment output
Select options above to generate recommended topics and next steps.
Relevant frameworks
- Payments and MSB registration
- FINTRAC compliance
- Partnership agreements
Risk signals
- Complete the discovery flow to identify risk flags.
Suggested actions
- Answer the questions above.
- Review the matching topic cards.
Issue map
- Complete the assessment to build an issue map.
Artifacts to gather
- Product description
- Key agreements
- Current operating flow
Readiness note
The system will produce a concise readiness note after selections are made.
Discovery Path
In progress
Saved Resources
0 saved
Recommended Topics
9 available
Content foundation
Knowledge system
Each framework follows a consistent readiness structure.
Payments and MSB registration
Payment businesses need to understand whether their activities trigger money services business registration, partner obligations, or payment flow risk.
Core questions
- Who receives, controls, or transmits funds?
- Does the product involve remittance, foreign exchange, virtual currency, or stored value?
- Which partner is responsible for compliance controls?
Failure patterns
- Funds move before roles are documented
- Customer facing terms do not match the actual payment flow
- Banking or processor partners request regulatory evidence
Required artifacts
- Payment flow map
- Partner and processor agreements
- Customer terms
- MSB registration checklist
Escalation points
- Before launch of payment functionality
- Before changing processor, bank, or settlement model
- When a partner asks for MSB or AML documentation
Related frameworks
FINTRAC compliance
FINTRAC compliance requires more than registration. Policies, reporting, training, risk assessment, and operating evidence all matter.
Core questions
- Does the business have a documented compliance program?
- Who owns reporting, monitoring, and escalation?
- Can the company show how controls work in practice?
Failure patterns
- Policies exist but are not operational
- No documented risk assessment
- Training, reporting, or review records are missing
Required artifacts
- Compliance policies
- Risk assessment
- Training records
- Transaction monitoring notes
Escalation points
- Before FINTRAC registration
- After a material product or market change
- When preparing for review, audit, or partner diligence
Related frameworks
Lending and credit products
Credit products can raise licensing, disclosure, servicing, assignment, privacy, and consumer protection issues depending on product design.
Core questions
- Who is the lender of record?
- Does the platform broker, originate, service, or market credit?
- What disclosures does the borrower receive?
Failure patterns
- Borrower facing copy does not match lender and platform roles
- Servicing obligations are unclear
- Fees, rates, or repayment terms are not clearly disclosed
Required artifacts
- Credit product summary
- Borrower disclosures
- Lender or capital partner agreement
- Servicing workflow
Escalation points
- Before offering credit products
- Before adding a lending partner
- Before expanding into a new province, state, or country
Related frameworks
Investment and securities issues
Investment related products may raise registration, disclosure, marketing, suitability, referral, and custody questions.
Core questions
- Does the product involve investment advice or recommendations?
- Are users buying, holding, or accessing securities or investment products?
- Who handles custody, onboarding, and suitability decisions?
Failure patterns
- Marketing language suggests advice or expected returns
- Referral roles and compensation are not documented
- Custody and user asset responsibilities are unclear
Required artifacts
- Product description
- Marketing materials
- Referral agreements
- User onboarding flow
Escalation points
- Before launching an investment related product
- Before investor or partner diligence
- Before adding referral or advisory features
Related frameworks
Insurance distribution
Insurance models need careful review of selling, referral, administration, compensation, licensing, and customer communication roles.
Core questions
- Who sells, refers, or administers the insurance product?
- How are customers introduced to coverage?
- Who receives compensation and for what activity?
Failure patterns
- Customer experience looks like a sale without clear licensing analysis
- Compensation flows are not documented
- Partner responsibilities are split across multiple agreements
Required artifacts
- Customer journey
- Carrier or broker agreements
- Compensation terms
- Product disclosure materials
Escalation points
- Before embedding insurance into a fintech product
- Before changing partner roles
- Before marketing insurance related features
Related frameworks
Embedded finance
Embedded finance products depend on clear partner roles, customer disclosures, platform responsibilities, data use, and risk allocation.
Core questions
- Which regulated partner provides the financial product?
- What does the platform do in the customer journey?
- Who owns compliance, complaints, data, and customer communications?
Failure patterns
- Platform role expands beyond the agreement
- Customer disclosures do not identify the regulated provider
- Operational responsibilities are spread across informal processes
Required artifacts
- Partner role map
- Customer disclosures
- Platform agreement
- Operational responsibility matrix
Escalation points
- Before embedding a regulated product
- Before changing customer flow or branding
- Before adding new jurisdictions or product lines
Related frameworks
Crypto/Web3
Crypto and Web3 products need analysis of token design, custody, trading, payments, marketing, AML, and securities risk.
Core questions
- What function does the token or digital asset perform?
- Who controls custody, wallets, or transfer activity?
- Does the product involve exchange, brokerage, staking, or yield?
Failure patterns
- Token utility is unclear or changes over time
- Custody and control responsibilities are not documented
- Marketing language creates investment expectations
Required artifacts
- Token or product description
- Wallet and custody model
- Terms of use
- AML and risk controls
Escalation points
- Before token launch
- Before adding custody, exchange, or yield features
- Before public marketing or fundraising
Related frameworks
Partnership agreements
Fintech partnership agreements should clearly allocate product responsibilities, compliance duties, data rights, economics, liability, and exit rights.
Core questions
- What does each party actually do?
- Who owns compliance, support, complaints, and reporting?
- What happens if the product, partner, or law changes?
Failure patterns
- The agreement does not match the operating model
- Compliance obligations are vague or one sided
- Termination rights threaten business continuity
Required artifacts
- Draft partner agreement
- Service levels
- Data sharing terms
- Risk allocation summary
Escalation points
- Before signing a strategic partner agreement
- Before relying on a partner for regulated activity
- Before renegotiating economics or risk allocation
Related frameworks
Corporate structure and fundraising
Corporate records, ownership structure, financing documents, and governance practices become more important as fintech companies scale.
Core questions
- Are corporate records current and complete?
- Does the ownership structure match financing and incentive plans?
- Are approvals, consents, and founder arrangements documented?
Failure patterns
- Cap table and corporate records do not match
- Founder, advisor, or contractor equity is undocumented
- Financing documents are prepared without regulatory context
Required artifacts
- Minute book and corporate records
- Cap table
- SAFE or financing documents
- Board and shareholder approvals
Escalation points
- Before fundraising
- Before diligence or acquisition discussions
- Before issuing equity, options, or advisor grants
Related frameworks
Field resources
Resource library
Filter working resources by framework, company stage, and resource type.
Checklist Pre-launch
Payment flow map
A structured worksheet for identifying who receives, controls, moves, and settles funds.
Guide Launch
MSB registration timing guide
A planning resource for sequencing MSB registration, compliance work, and partner expectations.
Case note Growth
FINTRAC enforcement review
A review of enforcement themes that can inform compliance design and operating evidence.
Checklist Pre-launch
Lending role matrix
A worksheet for mapping lender, broker, servicer, platform, and borrower-facing roles.
Guide Diligence
Investment platform readiness note
A resource for reviewing disclosures, marketing, custody, referral, and governance issues.
Checklist Launch
Insurance distribution issue list
A reference list for sales, referral, compensation, licensing, and customer communication roles.
Worksheet Pre-launch
Embedded finance partner map
A structured map for regulated partner roles, customer disclosures, data use, and support ownership.
Intake prompt Pre-launch
Crypto product classification prompt
A prompt set for token function, custody, transfer, trading, marketing, and AML analysis.
Checklist Diligence
Partnership agreement review checklist
A review checklist for compliance duties, data rights, liability, economics, service levels, and exit rights.
Checklist Diligence
Corporate records readiness list
A list of records, approvals, ownership documents, and financing materials to gather before diligence.
Saved
Saved items
Save frameworks and resources for later review in your portal account.
0 saved items
Saved resources will appear here.
Requests
Request help
Submit a legal question, consultation request, or review workflow for follow up.
Infrastructure
Portal map
The portal structure is organized around assessment, knowledge, resources, saved work, and requests.
Overview
System status, assessment progress, saved work, and current recommendation count.
Discovery
Product layer, operational activity, business stage, assessment output, and suggested actions.
Topics
Frameworks, core questions, failure patterns, required artifacts, and escalation points.
Field Resources
Checklists, guides, worksheets, case notes, and intake prompts filtered by framework and stage.
Saved
Account-stored resources for later review.
Requests
Structured intake prompts for questions, consultations, model reviews, and readiness work.
Roadmap
Content priorities
Priority sequence for expanding the portal into a deeper legal readiness system.
Priority 1
Payments and MSB readiness
MSB registration, payment flows, partner roles, and operating evidence.
Priority 2
FINTRAC compliance
AML program structure, risk assessment, training, reporting, and enforcement signals.
Priority 3
Partnership agreements
Compliance obligations, data rights, liability, economics, continuity, and exit rights.
Priority 4
Corporate structure and fundraising
Corporate records, approvals, ownership, investor documents, and diligence readiness.
Priority 5
Lending and credit products
Lender roles, borrower disclosures, servicing, licensing, and consumer protection.
Priority 6
Embedded finance
Regulated partners, customer disclosures, data use, platform duties, and risk allocation.
Priority 7
Investment and securities issues
Registration, marketing, custody, referral arrangements, and investor flows.
Priority 8
Insurance distribution
Sales, referral, administration, compensation, licensing, and customer communication.
Priority 9
Crypto/Web3
Token function, custody, transfer activity, AML, marketing, and securities exposure.